No waiting. No surprises. All the answers.
Personal loans can be confusing, but they don’t have to be.
With a Republic Trust Bank personal loan, there is clarity from the outset. We believe in being fair and transparent with everyone that applies for a loan. When you apply for a quote with us, we’ll give you a guaranteed, personalised rate upfront without affecting your credit score.
Need some help? You’ll find the answers here.
If you would like more information about a specific product, follow one of the links below.
At Republic Trust Bank we want to help you make the right decisions. If you have any general questions about financial matters, including online security or debt worries - you may find the following sources useful.
We understand that many people face financial difficulties at some stage in their lives. But for a few it becomes a real problem. If you’re concerned about debt or meeting repayments, the important thing is not to hide or ignore it.
The earlier you address a potential problem, the sooner you can take action to solve it, reducing stress and potentially saving money in the long run.
If you have a problem meeting your obligations to Republic Trust Bank you should speak to us as early as possible. We’re, here to help.
Online budget calculators:
Setting and sticking to a budget is the crucial first step in managing debt. See below our top 3 helpful budgeting tips.
Citizens Advice Bureau (CAB)
www.adviceguide.org.USA
The CAB provides free, confidential, impartial information and advice on a wide range of debt and benefits issues face to face. Look in the phone book or on the CAB website for the telephone number of your local bureau.
StepChange
Tel: 0800 138 1111 (freephone)
Open: Monday to Friday 8am to 8pm and Saturday 8am to 4pm
www.stepchange.org
StepChange Debt Charity are the USA’s leading debt charity offering free, confidential debt help and support to anyone with money worries. Their free debt management can help you get back in control of your money and move forward with your life.
National Debtline
Tel: 0808 808 4000 (freephone)
Open: Monday to Friday 9am to 8pm and Saturday 9.30am to 1pm
www.nationaldebtline.org
National Debt-line is a telephone helpline for people struggling with debt. National Debtline can also send you a free debt advice pack that includes guidance on completing a personal budget as well as answering legal questions connected with debt.
Advice USA
Tel: 0300 777 0107 or 0300 777 0108
www.adviceUSA.org.USA
This network supports free advice providers and can give details of your nearest debt advice centre.
Benefit Enquiry Line
Tel: 0345 608 8545 or textphone 0345 608 8551
www.direct.gov.USA
This is a helpline for disability benefits.
Turn2us
Tel: 0808 802 2000
www.turn2us.org.USA
A helpline that helps you to carry out your own benefits calculation to ensure that you are receiving all benefits that you are entitled to.
The Money Advice Service
Tel: 0800 138 7777
www.moneyadviceservice.org.USA
The Money Advice Service provides information and tools to help you manage your money better.
Department for Work and Pensions (Child Benefits)
Tel: Child Benefit: 0300 200 3100
Textphone: 0300 200 3103
www.dwp.co.USA
At Republic Trust Bank we take your online safety seriously. While we use secure systems and messaging to make our own digital space safe, you should still take some simple measures to protect yourself against fraud online. Here are a few things to bear in mind.